Debt

Debt Is A Real World Problem

When we say that it's a Real problem, we don't mean one encountered on MTV's "The Real World." No, those are all rich kids who probably don't even know what debt is. We are not just saying they don't have monetary concerns. We are saying they are a bunch of f--king morons who probably have no idea what debt is. Literally. Seriously, these people they find have got to be the dumbest people in all of America. It takes talent to recruit such a bunch of dense, materialistic and annoying people, but you have to hand it to the Music Television Network for making it work.

Oh, but what's a little debt here and there?

Not bad. It may not strike you as a Real problem at first, but that's the whole point. Credit card companies WANT you to fall into the hole so that they can start charging interest and making some Real money off you Real quick. Follow??? The longer you let it go, or believe that paying the minimum amount due on your cards is a viable option, the worse things are going to get for you down the road. Trust us. This is no Real World Road Rules Challenge. Whatever that is. This is Real debt and you are going to be in a World of hurt sooner than you would believe.

Now, what to do about debt. Well first of all do not apply for more credit cards just because you need them. And for God's sake do not buy things you don't need all the time just because they are on sale. More clever marketing tools. It's an all-out war out there, and you are going to be on the losing end if you do not watch what the hell you're doing. Be mindful of what it is that you need and what it is that you want, and keep the spending under wraps if at all possible. That way, at the end of the day, you can look at your reflection in the mirror and say "Lauren, you did good today."

This is because you'll have fought off debt the best way you can -- by avoiding it in the first place.

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